Current Rates at Energy Services Federal Credit Union


 

168711253
 
Loan Rates:

 
2014 & Newer Titled Collateral (Cars, Trucks, Motorcycles, Boats, Campers, etc) *
Rates as low as:
4 years                  2.99%
5 years                  3.25%
6 years                  3.50%

2010 – 2013 Titled Collateral *
Rates as low as:
4 years                  4.50%
5 years                  4.75%   
6 years                  5.50%

2009 & Older Titled Collateral *
Rates as low as:
3 years                  6.25%
4 years                  6.50%
5 years                  6.99%

2015 & Newer Untitled Collateral (ATVS, Snowmobiles, etc)*
Rates as low as:  
3 years                 3.99%
4 years                 4.25%
5 years                 4.50%

2014 & Older Untitled Collateral (ATVS, Snowmobiles, etc)*

Rates as low as: 
2 years                  5.99%
3 years                  6.25%
4 years                  6.50%

Home Equity Loans
Please contact the Credit Union for Current Rates!

Signature Loans:
Rates as low as: 
1 year                    8.00%
2 years                  8.50%
3 years                  9.00%
4 years                  9.00%
5 years                  12.00%

Shares Secured Loans:  
Rates as Low As:  
Up to 5 years         2.50%

*We are able to finance 100% for Brand New Collateral.  Loan Value will be 90% of Clean Retail NADA Value for any Used Collateral. 
Loan rates are based on your credit rating.  The rates quoted are our best rates.  Rates may be higher based on your Credit Report.  Rates are subject to change at any time. 

All Active Energy Services FCU Checking Account Holders are eligible for a .25% discount off Collateralized Loans.  Please inquire for further details.    

Savings Rates: 

 

Accounts with balances $5,000.00 or less               .08%

Accounts with balances over $5,000.00                  .15%
Certificates of Deposit

Term          Rate          APY          Minimum Deposit    
 

3 Month     .20%       .20%              $500.00

6 Month     .30%       .30%            $1,000.00

12 Month    .40%       .40%            $2,500.00

15 Month    .45%       .45%            $2,500.00

18 Month    .50%       .50%            $2,500.00

24 Month   .55%        .55%            $2,500.00

© Copyright 2015 Energy Services Federal Credit Union

Energy Services FCU

600 25th Ave S Suite 101

St. Cloud, MN 56301

email@energystcloud.org

(320) 255-8687 Fax (320) 774-3002

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